7. Insurance

7.1 Introduction

The employer should make clear to Heads of Establishments and Visit Leaders the extent of their insurance provision for off-site visits. The Visit Leader must ensure, before the group departs, that adequate insurance arrangements are in place covering all planned activities.

7.2 Using an External Provider

If an off-site trip involves an external provider (e.g. outdoor activity provider, residential centre), the Visit Leader should establish the level of insurance provided by their own employer in order to determine whether additional insurance is required.

7.3 Using a Travel Company

If the off-site trip involves a travel company, the Visit Leader should establish the level of insurance provided by their own employer in order to determine whether additional insurance is required.