Parents should be given details of insurance cover.
For Routine and Expected visits this can be done on an annual basis. For other categories of visits, details of the level of insurance cover should be included in the visit specific information provided to parents.
It is important to highlight insurance arrangements should an individual choose to withdraw from a visit. In some circumstances participants and/or parents may decide not to take part and unless the Government is advising against travel this ‘disinclination to travel’ would not be covered by insurance.
Similarly, cancellation due to terrorism, pandemics, civil unrest and any natural disaster may not be covered by insurance and parents need to be made fully aware of the level of cover and financial risks involved. Parents need to be advised about any specific additional cover they may want to arrange such as loss of personal belongings or cancellation.
